Table of Content
- The Home Depot Credit Card: Get $100 Discount on $1,000+ Purchase
- How To Improve Your Chances of Getting a Home Depot Card
- Which Home Depot Credit Card Is Best?
- How To Make a Walmart Credit Card Payment
- Top Deals: Check Out the 80 Best Cash Bonuses and Free Money Promotions for December 2022
- Applying In Person
Similarly, you can enjoy a $100 discount if you spend $1,000 or more when you first receive your card. Additionally, Home Depot regularly runs promotions to encourage cardholders to fund purchases with the card. Image by PinterestWhat are the perks that come with a Home Depot card? Why choose a Home Depot credit card over other special store-issued cards? Here are some reasons that may compel you to get a Home Depot card of your own.
Click the “Apply Now” button to access the online credit card application. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site . These offers do not represent all available deposit, investment, loan or credit products.
The Home Depot Credit Card: Get $100 Discount on $1,000+ Purchase
With a Home Depot Project Loan Card, you can borrow up to $55,000 for major improvement projects at a relatively low APR (7.99% as of July 2019) for up to seven years. Home Depot Project Loan Cards are for financing larger projects, such as kitchen or bathroom remodeling. As such, it can appeal to consumers who do not have access to loans with a lower APR, such as a home equity loan.
Your credit score is probably the most important factor when considering your credit application. However, Home Depot also considers other factors such as your income, debt, and any negative items on your credit report. Home Depot credit card instant approval is a thing, especially for online applications. Just having the credit score needed for a Home Depot card doesn’t guarantee approval. Other factors taken into account include income, employment status, payment history, debt level and more.
How To Improve Your Chances of Getting a Home Depot Card
This is because other factors, such as your income, are evaluated before final approval. Nevertheless, there are steps to take to improve your chances on how to get a Home Depot credit card without much challenge. If you choose to receive legal notices and statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. Applying for a Home Depot® Credit Card in storeis a similar process. Go to the customer service desk or ask a cashier for an application.
We want you to feel comfortable about giving us your email address. The following Email Policy was developed to help you understand how we use email and what your choices are. Make your User ID and Password different from the Security Word you provided when you applied for your card. Enter your cell phone number and we’ll send you a link to install the WalletHub app. Get a copy of your credit report and make sure there are no errors.
Which Home Depot Credit Card Is Best?
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The Home Depot Commercial Account Credit Card does not charge an annual fee. Plus, much like the Revolving Charge Card, the Commercial Account Credit Card also comes with the same fuel rewards program. An additional perk to the Home Depot Commercial Revolving Charge Card is its basic fuel rewards program.
How To Make a Walmart Credit Card Payment
We are working towards being able to provide all of these legal notices electronically. When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices. Benefits and fuel savings are based on qualifying purchase amounts. The limitations for the promotional period are different from regular credit cards, which offer 0% APR for several months. If you still have a balance after the end of these introductory periods, you only pay interest on your outstanding balance.
This return policy is a significant benefit considering the limited time window for non-member purchase returns is 90 days after the purchase date. The Home Depot Credit Card interest rate is a range between 17.99% and 26.99% depending on your creditworthiness. But, three of the four levels are over 21% (21.99%, 25.99%, 26.99%). This is towards the high end of the typical spectrum of interest rates for credit cards. As a new Home Depot cardholder, you will receive $25 off your first purchase if you spend up to $999.
If you see inaccuracies in our content, please report the mistake via this form. As it is only a store card, the Home Depot Credit Card can only be used in Home Depot. Remember that it is not like your regular credit cards despite having similar functions to such cards. If you still do not receive approval, then apply for a secured credit card. This will require a deposit to build a positive credit history.
On the other hand, a small tech startup navigating the ever-growing e-commerce economy may not have the need. Of course, the advantage of 60-days no interest is of greater importance to those with the Pro Xtra Card , since its minimum payment option is subject to interest charges. Sometimes those without the necessary credit history to establish a professional account will have to give a personal guarantee to qualify.
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